One of those changes is your long-term plans and retirement planning, as they are certain factors to consider when changing jobs.
Although you may be changing jobs for a number of reasons, including a better salary, career development, benefits or due to relocation, it will no doubt have implications for your finances.
Preenay Sathu at FNB Wealth and Investments unpacks scenarios that individuals may be faced with when changing jobs.
READ MORE: Leveraging your retirement fund to grow your savings
The company doesn’t offer retirement benefits
If you are leaving a company that offers retirement benefits to move to a company that doesn’t, it is advisable to continue with your current retirement contributions so that you stay on track to reach your retirement goals. “While such decisions could be driven by better career development or better salary, consumers must not neglect their retirement goals.
In this instance, it is advisable to consult a certified financial advisor who will guide you choose the right funds that will meet your needs,” said Sathu.
The company offers retirement benefits
Even if the new company offers retirement benefits, you need to ensure that you make adequate contributions, which will ensure that you retire comfortably.
Avoid putting all your eggs in one basket, by having your own retirement plan, in addition to the one offered by your employer. This will benefit you in the long-term.
READ MORE: New pension fund regulations will ensure better retirement decisions – PFA
Different retirement funds
If you are moving from a company that offers a retirement annuity to a company that offers a provident fund, it would be worthwhile to continue with the retirement annuity in your personal capacity. This will help further strengthen your retirement benefits, which will help you benefit immensely over the long term.
“Retirement saving is a long-term commitment that we should not lose sight of when changing jobs. While it might be difficult for us to immediately see the benefits of retirement savings, the long wait will be worthwhile at the end,” said Sathu.
The post How to manage your retirement plan when you change jobs appeared first on DESTINY Magazine.
Yupoo Down – 第三方 Yupoo 又拍云相册下载备份工具[11月27日前使用]
Thursday November 15, 2018
Yupoo 是著名的国内云相册服务商，前几日 Yupoo 发来公告说将要在明年关闭服务，而本月 28 日将关闭注册、上传等通道，于是在官网备份客户端出来之前，第三方备份工具已经发布，今天就可以抢先一步备份了。 青小蛙也在上面使用了很长一段时间，用来存一些个人照片。 注意：仅仅为 Yupoo 又拍网关闭服务，其团队很早前就转型云服务提供商，就是又拍云啦（主要产品包括 CDN、云存储、直播全套解决方案等等），感兴趣的同学可以去看看。另外花瓣也是他们的。 再注意，由于本月 28 日将关闭注册、上传等功能，不能保证此脚本在此后的日子里还可用。 先来看公告： 直接上工具： 这个名为 Yupoo Down 的工具在 GitHub 开源，由于属于程序员的临时作品，所以并没有图形界面，你需要使用命令行来完成整个操作。 ▍必备技能：Python 3、pip3 Windows 用户的 pip 命令应该在 C:pathtopythonScriptspip3 其它平台用户请自行搜索 ▍安装 Yupoo Down 下载脚本或使用 git clone https://github.com/billzhong/yupoo-down.git pip3 install -r requirements.txt ▍配置 Yupoo Down 找到 sid 使用 Chrome 正常登录 又拍网 回到主页 打开 开发者工具 或 网页检查器 ，在 Application 或 储存空间 里找到 Cookie 里面的 sid 值并记下来。或者，右键 显示网页源代码 ，搜索 sid: 记下后面引号内的值。 打开 yupoo.py 文件，填入 sid 把上一步获取的 sid 值填入代码内 SID = 引号里面。类似 SID = […]
Link sopcast Acestream trận Besiktas vs Genk (2h00 ngày 26/10)
Thursday October 25, 2018
By Bóng Đá 24h Updated: October 25, 2018 Thứ năm (25/10): cup châu Âu 2h00 ngày 26/10: Besiktas vs Genk Kết quả trận Besiktas vs Genk: ? ( Xem kết quả bóng đá – livescore ở đây)+ Link sopcast trận Besiktas vs Genk:…(Bóng Đá 8 cập nhật link sopcast xem trận Besiktas vs Genk trước 1h45′ ngày 26/10 và cập